HUMANA ADVANTAGE PLANS IN KANSAS

Medicare Advantage plans are offered by private health insurance companies and differ from region to region. More and more people are switching to Medicare Advantage plans from Original Medicare, because of the fact that they provide much more benefits than the original medicare. Humana provides multiple advantage plans and they all cater to different sections of the society. Humana Medicare Advantage plans in Kansas city are discussed below.

 

  1. Humana Community (HMO)

With an overall rating of 4.2, the plan is offered at a monthly premium of $0. The plan has no annual deductible and an out of pocket maximum of $3000. While visiting your primary doctor you have to pay no copay and for a specialist, you have to pay a copay of $30. The plan includes prescription drug services as well with no deductible amount. For generic as well as brand name drugs you have to pay a 25% coinsurance. The plan offers ambulance services and emergency room services at a copay of $265 and $120 respectively. Along with these the plan also covers medicare covered therapeutic radiological services, diagnostic radiological services, and x-ray services. Outpatient rehabilitation services, dental care, vision care, hearing services, language and speech therapy are also a part of this plan.

 

  1. Humana Honor (PPO)

With an overall rating of 4, the Humana honor plan has a monthly premium of $0. It is a preferred provider organisation plan, which lets you choose a healthcare provider of your choice. In this plan, you don’t even have to get a referral to see any special doctor. The plan has no annual deductible, and an out of pocket maximum of $4900. Under this plan, you also have to pay a $0 copay for visiting your primary doctor, and a $35 copay for visiting any specialist. Humana Honor plan provides added services like dental coverage, oral exams, vision care, and hearing services. You are also entitled to fitness, and over the counter benefits. However, the plan does not cover prescription drug services and you have to enrol in a Part D plan separately.

 

  1. Humana Choice H9070-003 (PPO)

With an overall rating of 3.4, the plan is offered at a monthly premium of $15. With an annual deductible of $1000, the plan has a maximum out of pocket expense of $5900. This PPO plan gives you the flexibility of choosing any health care provider of your choice, at a copay of $0, and a specialist at a copay of $45. Along with covering in-hospital stay for an acute disease, the plan also covers psychiatric hospital stay at a $0 copay after the fifth day. The prescription drugs are also covered under this plan, with a deductible of $0. For generic and brand name drugs, you have to pay a coinsurance of 25%. Extra benefits include vision care, hearing services, over the counter benefits, dental care, and fitness benefits as well.

 

  1. Humana Gold Plus H0028-017 (HMO)

With an overall rating of 4.2, the plan is offered at a monthly premium of $15. This plan has no annual deductible, and an out of pocket maximum of $5900. While visiting a primary care doctor you have to pay a copay of $5 and a copay of $45 for a specialist. The plan covers prescription drug services as well without any deductible. For generic or brand name drugs you have to pay a coinsurance of 25%. It provides Medicare-covered dental benefits, eye exams glaucoma screening, or hearing exams. Along with this it also provides various fitness benefits absolutely free of cost and covers chiropractic service costs as well.

 

  1. Humana Value Plus H0028-018 (HMO)

With an overall rating of 4.2, the plan is offered at a monthly premium of $20.90. The plan charges medicare defined part B annual deductible and a maximum out of pocket expense of $6700 for in-network providers. You have to pay a coinsurance of 20% while visiting your primary health care provider or a specialist. The plan also covers prescription drug services as well, with a deductible of $435. The deductible is applicable to generic, preferred brand, non-preferred drug and specialty tier. For generic and brand name drugs, you have to pay a coinsurance of 25%. The plan covers all of your urgently needed services as well as emergency ambulance services as well. The plan covers medicare covered dental services, oral exams, x-rays, eye exams, eyewear, glaucoma screening, hearing exams, hearing aids, and over the counter benefits of $200 every three months. Transportation costs are also covered under this plan at $0 copay, with 24 trips to plan approved health-related location.

 

  1. Humana Choice H5216-033 (PPO)

With an overall rating of 4, this plan is offered by Humana at a monthly premium of $34. The plan has an annual deductible pf $1000, and it also limits your out of pocket expense at $5900. While visiting a primary doctor in this preferred provider organisation plan you need to pay a copay of $5, and a copay of $45 while visiting a specialist. Prescription drugs are also covered in these plans with no deductible. For generic and brand name drugs you have to pay a 25% coinsurance. Along with providing various fitness program benefits, the plan also entitles you to the entry into the SilverSneakers program. With this, you have the benefit of working out at more than 14000 fitness centres all around the nation. The dental, and vision care services are also a part of the package. Outpatient rehabilitation services and Skilled Nursing Facility are also covered under this plan at $0 copay for the first twenty days.

  1. Humana Gold Choice H8145-120 (PFFS)

With an overall rating of 3.4, the plan is offered at a monthly premium of $59. The plan has an annual deductible of $150 and an out of pocket maximum of $6700. While visiting your primary doctor you have to pay a copay of $20 and for a specialist, you have to pay a copay of $50. The plan does not include prescription drug services. The plan also provides in-network home healthcare as well as preventive care at $0 copay. The plan also covers dental exams, eye exams, glaucoma screening, and hearing exams as well. The plan also entitles you to SilverSneakers program, along with meals and chiropractic care as well.

 

  1. Humana Choice H5216-032 (PPO)

With an overall rating of 4, the plan is offered at a monthly premium of $82. The annual deductible for the plan is $500, with an out of pocket maximum of $6700. For every visit to your primary health care provider you have to pay a copay of $20, and a copay of $50 while visiting a specialist. The plan also covers inpatient hospital stay for both acute disease as well as psychiatric for a $0 copay after the third day. The plan also covers your prescription drugs, with a deductible of $195. The deductible is applicable to non preferred drug and specialty tier. For generic and brand name you have to pay a coinsurance of 25%. Along with all the basic benefits of dental as well as vision care, the plan also covers chiropractic services and outpatient mental services.